Qonto Overview of Reviews & Product Details - 2025
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Qonto

Qonto is a comprehensive financial management solution tailored for SMEs and freelancers. It combines a modern business account with tools for invoicing, bookkeeping, expense management, and cash flow monitoring. Offering local IBANs, hassle-free transactions, instant SEPA transfers, and real-time notifications, Qonto simplifies banking and finances with a user-friendly interface and responsive 7-day customer support.

Qonto

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88%
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No-Code Simplicity
No-Code Simplicity
Launch without writing a single line of code.
Works Anywhere
Works Anywhere
Accessible from any device, anytime.
Affordable Pricing
Affordable Pricing
Transparent plans to fit any budget.

Qonto is a versatile and modern solution in the Business Banking category, designed to simplify financial management for SMEs, startups, and freelancers. With local IBANs in multiple countries (France, Germany, Italy, Spain), Qonto merges banking with cutting-edge financial tools tailored for business needs. Its range of packages accommodates growing businesses, combining seamless banking features with superior integrations, advanced spend management, and automated bookkeeping.

Why Use Qonto?

Choosing Qonto provides several key advantages:

  • Inclusive Banking Services: Access flexible payment cards with limits up to €200,000 per month, fast transfers (SEPA/ SWIFT), and real-time transaction notifications.
  • Smart Financial Tools: Automate invoice management, streamline expense reporting with receipt scanning, and facilitate accountant collaboration through powerful integrations.
  • Scalable Plans: Whether a freelancer or a growing enterprise, Qonto offers plans such as Basic, Smart, Premium, and Enterprise to fit varying business needs.
  • Real-Time Tracking: Ensure visibility into your cash flow with intuitive dashboards and unlimited transaction history for smarter financial decisions.
  • 7/7 Support: Dedicated customer service ensures assistance whenever needed.

Who is Qonto For?

Qonto serves diverse user groups:

  • Startups and SMEs: Perfect for businesses seeking streamlined transactions, budget controls, and scalable sub-accounts.
  • Freelancers: Enjoy simplified invoice management and real-time expense tracking.
  • Finance Teams: Automate workflows, monitor spend, and manage approvals effortlessly within one platform.

Take Advantage of Deals

Unlock exclusive deals for Qonto through the dedicated deals page. Explore tailored packages for your needs and grow your business with Qonto’s robust financial tools.

Alternatives

For similar solutions, consider these top competitors:

Enhance your financial operations with Qonto, a top-tier business banking platform designed for efficiency, scalability, and growth.

Qonto Summary

Qonto is a versatile and modern solution in the Business Banking category, designed to simplify financial management for SMEs, startups, and freelancers. With local IBANs in multiple countries (France, Germany, Italy, Spain), Qonto merges banking with cutting-edge financial tools tailored for business needs. Its range of packages accommodates growing businesses, combining seamless banking features with superior integrations, advanced spend management, and automated bookkeeping.

Why Use Qonto?

Choosing Qonto provides several key advantages:

  • Inclusive Banking Services: Access flexible payment cards with limits up to €200,000 per month, fast transfers (SEPA/ SWIFT), and real-time transaction notifications.
  • Smart Financial Tools: Automate invoice management, streamline expense reporting with receipt scanning, and facilitate accountant collaboration through powerful integrations.
  • Scalable Plans: Whether a freelancer or a growing enterprise, Qonto offers plans such as Basic, Smart, Premium, and Enterprise to fit varying business needs.
  • Real-Time Tracking: Ensure visibility into your cash flow with intuitive dashboards and unlimited transaction history for smarter financial decisions.
  • 7/7 Support: Dedicated customer service ensures assistance whenever needed.

Who is Qonto For?

Qonto serves diverse user groups:

  • Startups and SMEs: Perfect for businesses seeking streamlined transactions, budget controls, and scalable sub-accounts.
  • Freelancers: Enjoy simplified invoice management and real-time expense tracking.
  • Finance Teams: Automate workflows, monitor spend, and manage approvals effortlessly within one platform.

Take Advantage of Deals

Unlock exclusive deals for Qonto through the dedicated deals page. Explore tailored packages for your needs and grow your business with Qonto’s robust financial tools.

Alternatives

For similar solutions, consider these top competitors:

Enhance your financial operations with Qonto, a top-tier business banking platform designed for efficiency, scalability, and growth.

Qonto reviews

Learn what people say about Qonto

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0 Reviews
88%
Subscribed Score

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Overall rating

5
4
3
2
1
CX 5/6

How good is the customer support based on subscribed’s assessment

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Security 5/6

How secure is the product based on Subscribed’s assessment?

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Ease of Use 6/6

How easy is the product to use, based on Subscribed’s assessment?

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Value 5/6

What is the value for money based on Subscribed’s assessment?

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Integration 4/6

How many integrations does the product offer?

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Popularity 6/6

How popular is the product?

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Qonto

Pricing Range
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This only an estimated pricing range, visit Qonto pricing page to access all the information by clicking “Visit Now”.

$9-249 / Month
Deals Available

This product comes with a special deal, see details

Visit Now
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88% Subscribed Score
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The Subscribed Score is an independent rating that combines user reviews, features, and value-for-money from multiple trusted sources. It’s designed as a quick benchmark, not a guarantee of individual experience.

Analysis

Qonto is a versatile and modern solution in the Business Banking category, designed to simplify financial management for SMEs, startups, and freelancers. With local IBANs in multiple countries (France, Germany, Italy, Spain), Qonto merges banking with cutting-edge financial tools tailored for business needs. Its range of packages accommodates growing businesses, combining seamless banking features with superior integrations, advanced spend management, and automated bookkeeping.

Why Use Qonto?

Choosing Qonto provides several key advantages:

  • Inclusive Banking Services: Access flexible payment cards with limits up to €200,000 per month, fast transfers (SEPA/ SWIFT), and real-time transaction notifications.
  • Smart Financial Tools: Automate invoice management, streamline expense reporting with receipt scanning, and facilitate accountant collaboration through powerful integrations.
  • Scalable Plans: Whether a freelancer or a growing enterprise, Qonto offers plans such as Basic, Smart, Premium, and Enterprise to fit varying business needs.
  • Real-Time Tracking: Ensure visibility into your cash flow with intuitive dashboards and unlimited transaction history for smarter financial decisions.
  • 7/7 Support: Dedicated customer service ensures assistance whenever needed.

Who is Qonto For?

Qonto serves diverse user groups:

  • Startups and SMEs: Perfect for businesses seeking streamlined transactions, budget controls, and scalable sub-accounts.
  • Freelancers: Enjoy simplified invoice management and real-time expense tracking.
  • Finance Teams: Automate workflows, monitor spend, and manage approvals effortlessly within one platform.

Take Advantage of Deals

Unlock exclusive deals for Qonto through the dedicated deals page. Explore tailored packages for your needs and grow your business with Qonto’s robust financial tools.

Alternatives

For similar solutions, consider these top competitors:

Enhance your financial operations with Qonto, a top-tier business banking platform designed for efficiency, scalability, and growth.

Pros
  • Efficient and fast customer support
  • Intuitive and user-friendly interface
  • Easy sub-account management
  • Transparent pricing with no hidden fees
Cons
  • Integration with e-shops is limited
  • External payments can be costly
  • Credit cards not always accepted in some locations
  • No credit card option offered for accounts
Subscribed Score Metrics
31/36 Metric achieved
MetricsScore
Customer Support5/6
Security5/6
Ease of Use6/6
Value of Money5/6
Integration4/6
Popularity6/6
Radar Chart Table View
Ease of Use
Measures how simple and intuitive the product is to use, including setup, navigation, and overall user experience
6/6 Metric Checks
Security
Compares the product`s features, quality, and pricing to determine its overall cost-effectiveness.
5/6 Metric Checks
Value of Money
Assesses the product`s ability to protect data, prevent breaches, and comply with industry standards.
5/6 Metric Checks
Customer Support
Reflects the responsiveness, helpfulness, and quality of assistance provided by the product`s support team.
5/6 Metric Checks
Integrations
Evaluates how well the product connects with other tools and platforms, enabling seamless workflows.
4/6 Metric Checks
Qonto Pricing Range
$9-249 / Month

Qonto Showcase
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A curated gallery of real screenshots and use cases from the product, so you can see how it works before trying it.

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https://www.youtube.com/watch?v=ncf8PZUYA4E
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Qonto
Qonto

What else exists next to Qonto
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A list of platforms similar to Qonto, helping you evaluate which tool best matches your needs.

Need to cancel Qonto? Here is how
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Thinking about how to cancel Qonto this is how you do it!

To cancel a Qonto product, select the item in your account, and click the ‘Cancel’ button. For transfers, this is possible if they are pending or scheduled. Recurring invoices can be canceled if they are active, suspended, or scheduled.

How to Cancel the Qonto

To cancel a Qonto product, select the item in your account, and click the ‘Cancel’ button. For transfers, this is possible if they are pending or scheduled. Recurring invoices can be canceled if they are active, suspended, or scheduled.

Every else you need to know about Qonto
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A collection of FAQs, guides, alternatives, and comparisons to help you quickly understand if Qonto is right for you.

Pricing Range
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This only an estimated pricing range, visit Qonto pricing page to access all the information by clicking “Visit Now”.

$9-249 / Month
Deals Available

This product comes with a special deal, see details

This product comes with a special deal, see details

Visit Now