Rocket Money is a financial technology platform offering various services to help individuals manage their finances effectively.

Minimum estimated potential saving – 6%.

How to Reduce the Cost of Rocket Money Subscription

Direct Ways to Reduce Subscription Costs:

Currently, there are no specific tricks identified to directly reduce Rocket Money subscription costs.

Additional Reduction Methods:

• Optimize User Licenses: Audit user licenses and remove inactive users. Consider using permission sets to grant specific functionalities instead of assigning full licenses for basic needs.
• Data Storage Management: Archive old data and implement data validation rules to prevent unnecessary data entry, which can consume storage resources.
• Process Automation: Utilize workflow and approval processes to automate manual tasks, potentially reducing the need for additional licenses.

How to Implement a Workaround to Reduce Subscription for Rocket Money

Currently, there are no identified workarounds to reduce Rocket Money subscription costs.

Additional Workarounds:

• Expense Tracking Tools: Use free or freemium tools like Mint or PocketGuard to complement Rocket Money’s functionalities in expense tracking and budget management.
• Integration with Productivity Apps: Explore integrating Rocket Money with productivity tools like Asana or Trello to streamline task management related to financial activities.

How to Reduce Rocket Money via Bundling

Currently, there are no identified bundling options to reduce Rocket Money subscription costs.

Additional Bundling Options:

• Financial Services Bundles: Check if Rocket Money offers bundled packages with other financial services providers that might provide a discount when subscribed together.

Negotiate with Support: Customer Support Details of Rocket Money

• Speak with Rocket Money Support Team: Contact support and discuss your current usage patterns. They might offer discounts based on your specific needs and historical data.
• Negotiate Renewal Rates: Before your subscription renews, negotiate renewal rates with support. Loyalty and commitment to the platform can sometimes lead to better pricing terms.

How to Switch Subscription Type for Rocket Money

• Switch to Annual Subscription: Consider changing from monthly to annual billing, as annual subscriptions often come with a discounted rate compared to monthly payments.
• Reduce Inactive Users: Regularly review user activity and remove inactive user licenses to optimize costs associated with your Rocket Money subscription.

Switch to Alternatives for Rocket Money

Consider exploring these alternatives:

1. Mint: Offers free budgeting tools and expense tracking features. Website
2. YNAB (You Need A Budget): Focuses on proactive budgeting and financial planning. Website
3. Personal Capital: Provides comprehensive financial tracking and investment planning services. Website
4. PocketGuard: A budgeting app that helps track spending and manage finances effortlessly. Website

Open-Source Solutions: Depending on your specific needs, explore open-source financial management solutions that might offer similar functionalities at a lower cost. Visit “Opensource for Rocket Money” for relevant tools and resources.