Amazon Business Prime American Express Card Pricing & Features Overview- Subscribed.FYI

Amazon Business Prime American Express Card

The Amazon Business Prime American Express Card provides 5% cash back on Amazon Business and Whole Foods Market purchases, catering to businesses reliant on these platforms, with no annual fee for Prime members.

Overview

What is the Amazon Business Prime American Express Card?

The Amazon Business Prime American Express Card is a credit card designed for business owners who are also Amazon Prime members and frequently purchase supplies and inventory through Amazon Business. It offers a tiered rewards structure with bonus points on purchases at Amazon Business, Whole Foods Market, and other qualifying locations, making it a compelling option for businesses that rely heavily on Amazon for their needs.

Why Use the Amazon Business Prime American Express Card?

Here are some of the key benefits of the Amazon Business Prime American Express Card:

  • Bonus Rewards on Amazon Business & Whole Foods Market: Earn 5% cash back on up to $120,000 spent in combined purchases at Amazon Business and Whole Foods Market each calendar year. This benefit makes it particularly attractive for businesses that frequently use these platforms.
  • Rewards on Other Purchases: Earn 1% cash back on other qualifying purchases, providing some return on everyday business spending outside of Amazon.
  • Amazon Business Benefits: Card membership grants extras on Amazon Business, like exclusive discounts and extended payment terms for businesses.
  • Welcome Offer: New cardholders can enjoy a welcome offer of up to $100 statement credit after meeting minimum spending requirements.
  • No Annual Fee for Prime Members: There is no annual fee for this card if you are a Prime member. If you are not a Prime member, there is an annual fee.

Who is the Amazon Business Prime American Express Card Right For?

The Amazon Business Prime American Express Card is ideal for:

  • Businesses Reliant on Amazon: This card particularly benefits businesses that make a significant portion of their purchases through Amazon Business and Whole Foods Market.
  • Amazon Prime Members: With no annual fee for Prime members, this card enhances rewards without extra cost for existing Prime subscribers.
  • Businesses Focused on Cash Back: With a tiered rewards structure offering bonus cash back on Amazon and Whole Foods Market purchases, this card caters to businesses prioritizing cash back rewards.

This credit card targets businesses relying on Amazon Business and Whole Foods Market, offering tailored rewards. The Amazon Business Prime American Express Card offers bonus rewards, Amazon Business benefits, and no annual fee for Prime members.

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Pricing and Features

Product Tier
Pricing
Features

Amazon Business Prime American Express Card

Annual Fee

$0

Annual Percentage Rate

19.49%-27.49%

  • 5% Back or 90 Day Terms: High cash back or extended payment terms.
  • Amazon Data Views: Detailed insights into business purchases.
  • Shop with Points: Redeem rewards directly on Amazon purchases.
  • Foreign Transaction Fees: No fees for international transactions.
  • Account Manager: Delegate tasks efficiently for smoother operations.
  • Employee Cards: Control spending and earn rewards faster.
  • Connect to QuickBooks: Simplify expense management with automatic categorization.
  • Extended Warranty: Added protection for covered purchases.
  • Purchase Protection: Safeguards purchases from theft or damage.

Experience

Cancellation

Concluding Your Amazon Business Prime American Express Card Account

As your business purchasing strategies evolve or you seek alternative B2B procurement solutions, American Express provides a straightforward process to close your Amazon Business Prime American Express Card. Visit this page to transition smoothly and avoid charges.

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Product FAQ

How much cash back can I earn with the Amazon Business Prime American Express Card, and are there spending tiers or limitations?

This card offers a tiered cash back structure that incentivizes spending on Amazon and affiliated services:

  • Bonus Categories: Earn a higher cash back percentage on purchases made at Amazon Business, Amazon.com, Whole Foods Market, and AWS (Amazon Web Services).
  • Standard Cash Back: Receive a lower cash back rate on purchases made outside the bonus categories.
  • Spending Threshold (potential): There might be a spending threshold you need to meet within a certain timeframe to qualify for the bonus cash back rate.

Understanding the cash back tiers, spending thresholds (if applicable), and bonus categories is crucial to maximizing your rewards potential with this card.

What types of business purchases qualify for the bonus cash back on the Amazon Business Prime American Express Card, and are there any exclusions?

The card rewards purchases made at specific Amazon-related entities:

  • Bonus Categories: Maximize your cash back by focusing your business spending on Amazon Business, Amazon.com, Whole Foods Market, and AWS.

However, some exclusions might apply, such as cash advances, balance transfers, merchant processing fees, and purchases on other Amazon subsidiaries (e.g., Audible). Review the card’s terms and conditions for a complete list of excluded categories to ensure your typical business purchases qualify for bonus cash back.

Can I use the Amazon Business Prime American Express Card for corporate expense management within my business?

The card offers features that can potentially streamline expense management:

  • Employee Cards: Issue employee cards to delegate spending and potentially track employee business purchases more efficiently.
  • Account Controls (potential): Depending on your card plan, you might be able to set spending limits and monitor employee card activity, offering greater control over business expenses.

Employee cards and access to potential spending controls can simplify expense management within your business. Be sure to understand any associated fees or limitations for employee cards before adding them to your account.

Does the Amazon Business Prime American Express Card offer any rewards tracking or reporting tools, and how can I monitor my cash back earnings?

The card provides tools to manage your rewards and spending:

  • Online Account Management: Access your online Amex account to view your current cash back balance, transaction history, and spending trends for both bonus and non-bonus categories.
  • Mobile App Integration: The Amex mobile app allows you to monitor your account activity on the go, potentially check your cash back rewards, and make payments conveniently.

These tools can help you stay informed about your cash back earnings and optimize your spending to maximize your rewards potential within the Amazon ecosystem.

Does the Amazon Business Prime American Express Card offer any travel benefits, even though it doesn't have travel rewards?

While the card doesn’t focus on travel rewards, there might be some incidental benefits:

  • Baggage Insurance Plan: Protects against lost, damaged, or stolen baggage. Coverage up to $1,250 for carry-on, $500 for checked. For NY residents, $10,000 aggregate maximum limit.
  • Amex Offers (potential): American Express occasionally offers travel-related deals and promotions through Amex Offers, which you might be able to utilize with your card.

These potential benefits are not the card’s core focus, but they can offer some added value if you travel for business.

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