Plaid Pricing & Features Overview- Subscribed.FYI
Fintech and Banking


Streamlined financial connectivity for businesses, developers, and financial institutions. With a seamless user experience, developer-friendly tools, and diverse use cases, Plaid empowers innovation and enhances financial services for all.


What is Plaid?

Plaid is a trusted platform that enables seamless connections between users and their financial accounts, offering secure and efficient access to financial data for businesses and developers. With a focus on simplicity and reliability, Plaid empowers businesses to enhance their offerings and users to manage their finances more effectively.

Why Plaid?

In the realm of financial connectivity, Plaid excels by:

  1. Seamless User Experience: Plaid Link provides a straightforward and secure method for users to link their financial accounts, facilitating smooth interactions and fostering growth for businesses.
  2. Developer-Friendly Tools: Plaid offers an API-first network with tools designed to simplify the development process, enabling over 7,000 apps and services to connect with more than 12,000 financial institutions effortlessly.
  3. Product Suite Integration: Plaid products work together seamlessly to enhance various aspects of financial services, from identity verification and fraud detection to faster payments and income verification.
  4. Wide Range of Use Cases: Plaid caters to diverse use cases, including personal finances, lending, wealth management, consumer payments, digital banking, business finances, and more, enabling businesses to deliver tailored financial solutions.

Who is Plaid For?

Plaid is suitable for a variety of users, including:

  1. Businesses: Businesses looking to enhance their financial offerings, fight fraud, and deliver more services benefit from Plaid’s comprehensive suite of products and developer-friendly tools.
  2. Developers: Developers seeking easy and accessible solutions for integrating financial data into their applications leverage Plaid’s API documentation and tools to streamline development processes.
  3. Financial Institutions: Financial institutions interested in connecting with leading finance apps and services can leverage Plaid to attract and retain customers, offering them easier and safer access to digital finance ecosystems.

In conclusion, Plaid serves as a trusted bridge between users and their financial accounts, offering secure connections and empowering businesses to deliver innovative financial services. Whether you’re a business, developer, or financial institution, Plaid provides the tools and infrastructure needed to drive growth, enhance user experiences, and foster financial inclusion. Get started with Plaid today and unlock the potential of financial connectivity!




Fintech and Banking
Forever Free plan
Get Free Access to Plaid’s Core Products for Testing Purposes!


6% Off on Subscription
6% Discount on Around Subscription Cost
6% Per Year

Pricing and Features

Product Tier


Monthly Price


Yearly Price


Monthly Price (Paid Yearly)


Free Trial (Weeks)

No Trial

  • Unlimited Test Credentials: Access test credentials without limitations.
  • 100 Live Items: Manage up to 100 live items in your testing environment.

Pay as you go



  • Everything in Free
  • Unlimited Live Items: Manage an unlimited number of live items.
  • Standard Pricing: Access standard pricing features.

Custom plan



  • Everything in Pay as You Go
  • Starts at $500/month: Subscription starts at $500 per month.
  • Account Management: Access dedicated account management services.
  • Beta Products: Early access to beta products for testing and feedback.
  • Add-ons: Additional features and functionalities available as add-ons.
  • +Integration Assistance: Assistance with integrating Plaid into your systems.
  • +Premium Support: Access premium support services for prompt assistance.



Steps to Cancel Active Campaign.

Cancelling a subscription on Plaid is simple and can be done in a few steps, or you may choose to downgrade to a simpler plan. For detailed instructions see more here.

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Product FAQ

What is Plaid, and what does it offer?

Plaid is a financial technology company that provides infrastructure and tools for connecting financial accounts with applications. It offers a platform that enables developers to build financial applications, such as budgeting apps, investment trackers, and payment solutions, by accessing banking and transaction data securely.

How does Plaid work?

Plaid works by allowing developers to integrate its API into their applications. This API facilitates the secure connection to users’ bank accounts, enabling access to transaction data, account balances, and other financial information. Plaid uses encryption and authentication measures to ensure the security of users’ data throughout the process.

What are the key features of Plaid's platform?

Plaid’s platform offers a range of features for developers and financial institutions, including bank account linking to enable users to securely link their bank accounts, access to transaction data and account balances, identity verification through banking data, payment initiation, and risk monitoring for potential fraud or suspicious activity.

How can developers use Plaid to build financial applications?

Developers can use Plaid to build financial applications by integrating Plaid’s API into their applications to access banking data and functionality. They can customize solutions to specific use cases, such as budgeting, investing, or lending, using Plaid’s features. It’s crucial for developers to ensure security by implementing best practices to protect users’ financial data and comply with regulations while optimizing user experience through intuitive interfaces and seamless workflows.

How does Plaid prioritize security and privacy?

Plaid prioritizes security and privacy through several measures, including data encryption to protect sensitive information, strong authentication methods to verify users’ identities, compliance with industry regulations such as GDPR and CCPA to protect users’ privacy rights, monitoring transactions for suspicious activity, and continuous improvement in security infrastructure and processes to adapt to evolving threats and best practices.

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