Currently, the direct pricing details for Affirm’s services to consumers are not provided in a format that can be easily translated into a table or a concise paragraph. Here is a summary of the relevant pricing information:

Affirm offers several payment plans with varying terms:

• Affirm Pay in 4: Divides the purchase into four interest-free installments, with no fees or late penalties.
• Affirm Monthly Payments: Offers longer payment plans up to 60 months, with APRs ranging from 0% to 36%. There are no fees, including no late fees.
• Affirm Pay in 2 and Pay in 30: These are additional options that allow interest-free payments over two months or within 30 days, respectively, with no fees.

For merchants, Affirm charges a merchant discount rate (MDR) and a transaction fee, which vary based on the business type and size, but there are no integration, annual, or monthly fees.