Wealthfront Pricing & Features Overview- Subscribed.FYI


Wealthfront, a leading robo-advisor, provides automated investing, tax optimization, and low fees. Ideal for beginners, busy professionals, and long-term investors, it offers a user-friendly platform to effortlessly grow wealth and achieve financial goals.


What is Wealthfront?

Wealthfront is a pioneering robo-advisor service offering a user-friendly and automated investment platform designed to help you grow your wealth. Wealthfront combines innovative technology with a focus on long-term financial planning to manage your investments and guide you towards your financial goals.

Why Use Wealthfront?

Wealthfront stands out from other robo-advisors by offering several key features:

  • Automated Investing & Portfolio Management: Wealthfront utilizes a robo-advisor approach to create and manage a diversified investment portfolio tailored to your risk tolerance and financial goals. This automated approach allows you to invest effortlessly and frees you from the complexities of actively managing your investments.
  • Tax-Optimized Investing: Wealthfront prioritizes tax efficiency by employing strategies like tax-loss harvesting to minimize your tax burden and maximize your returns.
  • Low Fees: Wealthfront boasts a transparent fee structure with a low annual advisory fee, making it a cost-effective solution for growing your wealth.
  • Human Touch with Planning Tools: While automated, Wealthfront offers access to financial planning tools and the option to connect with CFP professionals for personalized guidance.
  • High-Interest Cash Account: Wealthfront Cash, an integrated cash management account, offers a competitive interest rate on your uninvested cash.

Who is Wealthfront For?

Wealthfront caters to a broad range of investors, including:

  • Beginners: With its user-friendly platform, automated investing, and educational resources, Wealthfront is a perfect platform for those new to investing.
  • Busy Professionals: Wealthfront allows individuals to invest and manage their wealth effortlessly, making it ideal for those who lack the time for active investment management.
  • Long-Term Investors: Wealthfront is a suitable option for long-term investors seeking a low-cost and automated approach to build wealth and reach their financial goals over time.

Wealthfront provides a user-friendly and automated wealth management platform that empowers you to invest with confidence. With its combination of automated investing, tax-efficiency, and access to financial expertise, Wealthfront helps you grow your wealth and achieve your long-term financial goals.


Pricing and Features

Product Tier

Wealthfront Cash

Monthly Fee


Minimum Balance

No Minimum Balance

  • High-Yield Interest: Earn 5.00% APY on cash.
  • No Account Fees: No monthly maintenance charges.
  • Free Same-Day Withdrawals: Quick access to cash.
  • $10 Wire Transfers: Minimal fee for sending money.
  • No Minimum Balance: Earn full APY regardless.
  • Security & Banking: FDIC insured up to $8M.
  • Nationwide ATM Network: Access cash without fees.
  • Bill Pay & Check Deposit: Convenient banking features.
  • Fast Direct Deposit: Receive paychecks up to 2 days earlier.

Wealthfront Automated Bond Portfolio

Annual Advisory Fee


  • For Near-Term Goals: Lower risk for shorter time horizons.
  • Diversified Bond ETFs: Mix of four bond ETFs for diversification.
  • Tax-Optimized Allocation: Tailored to minimize tax burden (exclusive).
  • High Yield: Potential for higher returns than Savings Accounts.
  • Monthly Dividends: Regular dividend payouts from bond holdings.
  • Liquidity: Easy access to invested cash for flexibility.
  • Automated Management: Rebalances, reinvests dividends, tax-loss harvests.
  • 5.50% Blended Yield: Displays current yield after fees.
  • Lower Risk: Safer option than stock-based portfolios than Equities.

Wealthfront Automated Investing

Annual Advisory Fee


  • Automated Index Investing: Expert-built portfolios for long-term wealth.
  • Customized Portfolios: Personalized low-cost index funds.
  • Risk Management: Automated trading and tax optimization.
  • Recognized Excellence: Trusted by 800K+ clients, award-winning.
  • Diverse Investment Options: Choose from clean energy, tech, crypto.
  • Tax-Loss Harvesting: Lower tax bill, boost returns.
  • Continuous Monitoring: Keeps portfolio on track automatically.
  • Seamless Automation: Rebalances, diversifies deposits, saves taxes.
  • Transparent Performance: Displays portfolio performance and potential returns.

Wealthfront Investing

Annual Advisory Fee


  • Fractional Shares: Invest in individual stocks with as little as $1.
  • Stock Collections: Themes and opportunities for smarter investing decisions.
  • Buybacks: Profitable companies with significant share buybacks.
  • Dividend Blue Chip Stocks: Dow 30 companies with a dividend yield of at least 3.00%.
  • Rising Interest Rates: Banks, brokerages, and insurers in the US.
  • Curated Stock Selection: 1,500+ stocks chosen by research team.



Streamlining Your Wealth Management Strategy: Concluding Your Wealthfront Account

As your financial objectives and investment tactics change, or if you decide to explore other automated wealth management platforms, Wealthfront provides a straightforward method to close your account. To ensure a hassle-free transition and prevent any pending fees, please access this page.

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Product FAQ

What investment approach does Wealthfront take, and is it a good fit for beginners?

Wealthfront leverages a globally diversified portfolio of low-cost ETFs to achieve your investment goals:

  • Automated Investing: Based on your risk tolerance, financial goals, and investment timeline, Wealthfront constructs a diversified portfolio and automatically rebalances it as needed.
  • Tax-Optimized Investing: Wealthfront prioritizes tax-efficiency, potentially minimizing your tax burden through strategies like tax-loss harvesting (consult a tax advisor for specifics).
  • Long-Term Focus: Wealthfront’s core philosophy emphasizes a long-term investment approach, potentially suitable for retirement savings or other long-term goals.

Wealthfront’s user-friendly interface, automated approach, and educational resources can be a good fit for beginners hesitant about actively managing their investments.

Does Wealthfront have any fees, and what account types does it offer?

Wealthfront charges an annual advisory fee based on your account value:

  • Management Fee: The fee is a percentage of your assets under management (AUM), typically decreasing slightly as your account balance grows.
  • Account Types: Wealthfront offers various account types, including individual taxable accounts, IRAs (Traditional, Roth, and SEP IRAs), and trust accounts. Each account type might have different eligibility requirements and tax implications.

Understanding the fee structure and choosing the appropriate account type for your needs is crucial before opening a Wealthfront account.

How does Wealthfront compare to other robo-advisors, and what are the key advantages?

Wealthfront positions itself as a competitive option within the robo-advisor landscape:

  • Tax-Optimization Focus: Wealthfront prioritizes tax-efficient investing strategies, potentially offering a tax advantage compared to some competitors.
  • Passive Investment Approach: By focusing on low-cost ETFs, Wealthfront aims for lower fees compared to actively managed robo-advisor portfolios.
  • Limited Customization: While Wealthfront tailors your portfolio to your risk tolerance, you might have less control over individual investment choices compared to some robo-advisors.

If you prioritize tax-efficiency, lower fees, and a hands-off approach, Wealthfront could be a good fit. However, if you seek more control over your portfolio composition, other robo-advisors might offer greater customization options.

Is Wealthfront a safe and secure platform for my investments, and how much control do I have over my account?

Wealthfront prioritizes security measures to protect your assets:

  • Account Protection: Securities are held in custody with a third-party custodian, offering a layer of protection in case of brokerage failure.
  • Encryption and Login Security: Wealthfront utilizes encryption and login security measures to safeguard your account information.
  • Regulation: Wealthfront is registered with regulatory bodies like the SEC and FINRA, adhering to industry regulations.

While Wealthfront automates the investment process, you retain control over your account:

  • Account Monitoring: You can monitor your portfolio performance, adjust your risk tolerance, and make investment goal changes at any time.
  • Limited Investment Selection: Wealthfront uses a pre-defined selection of ETFs to build your portfolio, and you might have limited control over choosing specific investments within your portfolio.

This balance between automation and some level of control can be appealing to investors who want a hands-off approach but retain some oversight of their investments.

Is Wealthfront suitable for all investment amounts, or is there a minimum requirement to get started?

Wealthfront has a relatively low barrier to entry:

  • Minimum Investment: The minimum investment amount to open a Wealthfront account can be as low as a few hundred dollars ($500), making it accessible to a wider range of investors compared to some traditional brokerages.

This low minimum allows you to start investing with a smaller amount and gradually increase your contributions over time as your comfort level grows.